FAQ

Lotus Loan is a service that helps you get financing for your plans or unforeseen events. Our company specializes in risk scoring systems that give us opportunity to look at each case with all due diligence in just a few minutes. We have tested our technologies in other countries and bring to Sri Lanka only the best experience.

How is it different from banks or pawn shops?

• No collateral needed. We are dealing only with information that you provide in the application form.
• Online application and disbursement. Our service is fully online and that saves your time and effort.
• Paperless. We store all information in electronic format and share it with you. Easy for you, good for the planet.
• Fast money. Our approval procedures are fast, and you can get your money within 1 day.
• Talk to us. You can always access us through our phone line or through our web site.

It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.

You have to be employed and be of the age between 22 and 55 years old.

• You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission.Just click this link
• Using your internet bank or by ATM/CDM machines.
• Full information about repayment methods on this page

You will see all your loan parameters once you are approved. The price is fair and if you don’t want to take the loan you can just not go for it.

NIC , Driving License or Passport.

This is exactly what we offer – fully online process. You can apply online or call us.

• Click this link and fill in the application form. Wait for a call from us.
• Or just call us at +94117821444

You will receive the money into your bank account that you provided in the application form.

Once we transfer the money we will inform you with an SMS.

We send out SMS once we make the transfer. The transfer itself may take up some time depending on your bank processes. You can contact your bank to check. Still you can also conact us and we will help you to clarify.

Your payment schedule will be written in your contract. Our specialist will also inform you about the repayment dates. On top of that you will receive an SMS before each repayment date so you won’t miss it and avoid unnecessary penalties.

Yes, you can repay your loan any time before the last payment date. If you borrow for the first time, you can use the 7-day grace period after disbursement and repay your loan with only the grace period fee. Also, you can save money if you repay your loan early by using Prepayment by Early Repayment (the facility is also applicable for repeat loans).

• You can repay through Online card payment method. It’s safety, quickly and easy and also without any commission.Just click this link.
• Using your internet bank or by ATM/CDM machines.
• Full information about repayment methods on this page

It’s ok, please call us and we will discuss the solution

That could mean that we still did not receive your money. Call us and we will see to it.